New Construction + MUD

Inside Johnson Ranch: MUD Tax, HOA, Schools, and New Build vs Resale

Patrick Kevin Fagan

Texas Real Estate Sales Agent #454749, AXEN Realty LLC · Senior Loan Officer, NMLS ID #877741, NEXA Mortgage, LLC

Updated September 25, 2026

Newer Hill Country homes in the Johnson Ranch community near Bulverde, Texas

Patrick's Quick Answer

Johnson Ranch is the master-planned community on the east side of US 281 in Bulverde, and the numbers buyers most often underestimate are the tax stack and the HOA. The Johnson Ranch MUD rate is 0.850000 per $100 for tax year 2025 (Comal County adopted rates), which brings the combined county, school, and MUD picture to about 2.23 per $100 before exemptions, not including an ESD or city layer, so confirm the parcel on the Comal CAD record and whether it sits inside Bulverde city limits. The 2026 HOA assessment is $259.08 per quarter, including trash and recycling, and schools depend on which side of FM 1863 the address falls, with Johnson Ranch Elementary students south of it now feeding Bulverde Middle and then Pieper High.

New construction buyers ask me about Johnson Ranch all the time, and the honest answer is that the house is the easy part. The MUD, the HOA, and the school boundary are what separate a smooth purchase from a surprise. Here is the parcel-level picture with every figure sourced and dated.

The MUD tax, the honest way

Johnson Ranch is served by the Johnson Ranch Municipal Utility District, which provides water and wastewater services with the Guadalupe-Blanco River Authority (GBRA) involved in the regional system. The MUD's rate is 0.850000 per $100 of assessed value for tax year 2025, per the Comal County adopted rates.

Stacked with Comal County and Comal ISD, the combined planning figure is about 2.23 per $100 before exemptions. That total does not include an ESD or city layer, and whether a given parcel sits inside Bulverde city limits is unverified, so it must be checked per parcel. The 2026 MUD rate is not yet verified. The official method: pull the parcel on the Comal CAD record, read the taxing jurisdictions, and confirm the current MUD rate at jrmud.org.

The HOA assessment schedule

For 2026, the Johnson Ranch Master Community assessment is $259.08 per quarter, including trash and recycling, an annual total of $1,036.32, due on Jan 1, Apr 1, Jul 1, and Oct 1. The HOA is managed by CCMC. Two add-on assessments apply in specific sections: Stonegate adds $55.80 per quarter and Lakeview adds $58.44, and Solera has its own separate association. These figures come from the HOA's assessment schedule; confirm the current amounts for the exact address with the Johnson Ranch HOA before you budget.

Schools: the FM 1863 split

Johnson Ranch sits in Comal ISD, and the boundary changed for the 2024-25 school year. Students living south of FM 1863 in the Johnson Ranch Elementary, Smithson Valley Middle, and Smithson Valley High attendance zones now attend Bulverde Middle School and then Pieper High School, while students north of FM 1863 are not impacted. On top of that, about 220 Johnson Ranch Elementary students were rezoned to Indian Springs Elementary for 2025-26 due to overcrowding per Comal ISD.

Boundaries move, so the official method is the address, every time: check the current Comal ISD elementary, middle, and high school attendance-zone maps for the exact lot number.

The market snapshot

The Redfin neighborhood data for Johnson Ranch showed a median sale of $647,188 in August 2026, up 14.5% year over year, with about 85 homes for sale spanning $374,999 to $1,379,900 (captured Sep 24, 2026). That range tells the real story: Johnson Ranch includes entry-level production homes and half-acre and larger custom lots, so a ZIP-level median says little about the specific plan you are considering. Dated figures, direction only.

New build vs resale, and what the builders are offering now

New construction and resale both exist here, and the comparison is about more than price per square foot: new builds carry the MUD tax and HOA from day one, while resales may carry the improved lot, the mature landscaping, and an existing fence. Builder incentives change weekly. As of Sep 24, 2026, per NewHomeSource, Beazer's Johnson Ranch was advertising a "Hot Deal" from $659,990 and Perry's Johnson Ranch Half Acre was "recently reduced" from $956,900.

The comparison math I run with buyers is the all-in monthly picture: price, MUD and property taxes, HOA with any section add-on, insurance, and the utility difference between a new build and a resale. That is where the honest answer lives, and it is specific to each floor plan and lot.

Frequently Asked Questions

What is the property tax rate at Johnson Ranch? Tap to expand
The Johnson Ranch MUD rate for tax year 2025 is 0.850000 per 100 of assessed value (Comal County adopted rates). With Comal County and Comal ISD added, the combined planning figure is about 2.23 per 100 before exemptions, not including an ESD or city layer. Confirm the parcel on the Comal CAD record and whether it sits inside Bulverde city limits; the 2026 MUD rate is not yet verified, so check jrmud.org.
How much is the Johnson Ranch HOA? Tap to expand
For 2026 the Johnson Ranch Master Community assessment is $259.08 per quarter, including trash and recycling, for an annual total of $1,036.32, due Jan 1, Apr 1, Jul 1, and Oct 1, managed by CCMC. Stonegate adds $55.80 per quarter and Lakeview adds $58.44; Solera has a separate association. Confirm the current schedule with the HOA for the exact address.
What schools serve Johnson Ranch? Tap to expand
Comal ISD, by exact address, with a boundary split on FM 1863: starting 2024-25, students south of FM 1863 in the Johnson Ranch Elementary, Smithson Valley Middle, and Smithson Valley High zones attend Bulverde Middle and then Pieper High, while students north of FM 1863 are not impacted. About 220 Johnson Ranch Elementary students were rezoned to Indian Springs Elementary for 2025-26. Verify the address on the Comal ISD attendance-zone maps.
What is the median price in Johnson Ranch? Tap to expand
The Redfin neighborhood median sale was $647,188 in August 2026, up 14.5% year over year, with 85 homes for sale from $374,999 to $1,379,900 (captured Sep 24, 2026). Direction only: the mix of floor plans and lot sizes is wide.
Are there builder deals at Johnson Ranch? Tap to expand
Per NewHomeSource on Sep 24, 2026, Beazer's Johnson Ranch was showing a "Hot Deal" from $659,990 and Perry's Johnson Ranch Half Acre was "recently reduced" from $956,900. Builder incentives change weekly, so confirm the current offers directly with the builder or ask Patrick to compare them.

Compare the builder deals before you pick a floor plan

I run the all-in monthly math on every Johnson Ranch option, new build or resale, so the MUD, HOA, and school split are part of the decision instead of a surprise after the contract.

About Patrick Kevin Fagan, REALTOR®

Patrick Kevin Fagan is a Texas Real Estate Sales Agent (#454749) with AXEN Realty LLC and a Senior Loan Officer (NMLS ID #877741) with NEXA Mortgage, LLC (NMLS #1660690). He brings 23+ years in mortgage lending and 19 years in real estate, serving homebuyers, homeowners, and sellers across Greater San Antonio and the Texas Hill Country.

Sincerely, Patrick Kevin Fagan

Answered by Patrick Kevin Fagan

Texas Real Estate Sales Agent #454749, AXEN Realty LLC · Senior Loan Officer, NMLS ID #877741, NEXA Mortgage, LLC

Call or text: 210-317-6514

Tax rates, HOA assessments, school boundaries, and builder incentives all change. Figures here are dated and sourced as labeled; confirm the exact parcel on the Comal CAD record and with Comal ISD before relying on them.