Median Home Price

Metro-wide, the median sale price in the San Antonio area is about $295,000, according to Texas REALTORS data for mid-2026. That is up about 4.5% year over year, which is a slow, steady climb rather than a jump. Bexar County, where most San Antonio-area closings happen, is running slightly above that figure on recent sales.

1. Median price, San Antonio area: about $295,000, up about 4.5% year over year (Texas REALTORS data, mid-2026).
2. Bexar County, most recent 1,000 closings: about $304,450 (August 2026). Recent sales in Bexar County tend to run a touch above the metro-wide median because the county carries the bulk of the metro's volume.

How Fast Homes Sell

Speed is where the market has clearly changed. Homes are sitting longer, and there are more of them on the market. That combination is what gives buyers negotiating room.

1. Days on market: about 50 to 55 days citywide (SABOR and published market reports).
2. Active listings: up roughly 12% to 18% year over year (published market reports and FRED data).
3. Sale-to-list ratio: 97.8%, which means most homes still sell close to asking price, but sellers are far more willing to negotiate than they were a year or two ago.

Mortgage Rates

Rates frame every payment, so here is where they stand near the middle of September 2026, using the Freddie Mac Primary Mortgage Market Survey.

1. 30-year fixed: averaging about 6.76% (Freddie Mac Primary Mortgage Market Survey, September 10, 2026).
2. 15-year fixed: around 6.05% to 6.16%.

What a Payment Looks Like

What This Means for Buyers

Here is the plain-language take on all of the above.

1. More inventory and longer market time mean more negotiating room. When homes sit for 50 to 55 days, sellers are more willing to talk about price, closing cost help, repair credits, and timelines. Ask for what you need.
2. Rates near 6.7% to 6.8% make rate buydowns and seller concessions matter. Every eighth of a point you buy down, and every dollar of seller credit toward your closing costs, lowers your payment. In this rate environment, structuring the offer is worth real money.

A Note for First-Time Buyers

If you are buying your first home, here is the part that surprises most people: down payment assistance and seller concessions can offset a large share of your closing costs. Between Texas down payment assistance programs, lender credits, and negotiated seller concessions, I regularly help first-time buyers close with far less cash out of pocket than they expected.

Bring me your numbers and I will run every scenario for you and show you the worksheet. That is what being on your side means. You can start with the free Essential First-Time Homebuyer Roadmap and then book a call to see your terms on paper.

Sources for This Edition

Every figure above comes from a public source, and I want you to be able to check it. This report is not a quote, an appraisal, or an offer of credit.

1. Texas REALTORS: median price data for the San Antonio area.
2. San Antonio Board of REALTORS (SABOR): days on market, active listings, and sale-to-list activity.
3. FRED, Federal Reserve Economic Data: inventory and market trend comparisons.
4. Freddie Mac Primary Mortgage Market Survey: weekly mortgage rate averages.