Mortgage Pre-Approval · Greater San Antonio & Texas

Start Your Mortgage Pre-Approval

by Patrick Kevin Fagan, the Mortgage Patriot

The 2-minute check

A few quick details so Patrick knows how to reach you and what you are looking at. No credit pull, no documents.

No credit pull. No obligation. Patrick personally follows up.

Patrick’s 10-minute review: after you submit, he personally reviews your situation and walks you through the next step in a short conversation. A completed mortgage pre-approval letter still requires reviewing your credit, income, assets, and documents.

Patrick Kevin Fagan, Loan Officer and REALTOR

Patrick Kevin Fagan

The Mortgage Patriot

Loan Officer and REALTOR. Patrick Kevin Fagan, NMLS #877741, NEXA Lending; Texas Real Estate Sales Agent #454749, AXEN Realty LLC.

210-317-6514

“He’s very responsive and professional, will clearly explain every step of your buying process, and he was able to keep some money in my pocket.” Vince White, first-time buyer

Equal Housing Opportunity REALTOR

Licensed in Texas. Equal Housing Opportunity.

What this check does, and what happens next

This 2-minute check tells Patrick you are ready to start. It is not a credit pull, not an application, and not a promise of a loan. Nothing is committed until you decide to move forward. These few details are enough for Patrick to understand your situation and prepare for a real conversation.

  1. 1

    The 2-minute check

    You share your name, phone, and a few details about your plans. No documents, no credit pull.

  2. 2

    Patrick reviews it personally

    Patrick Kevin Fagan, The Mortgage Patriot, personally reads every request and maps out your best next step.

  3. 3

    Patrick reaches out your way

    Text, call, or email, your choice. He answers your questions and lays out the road ahead.

  4. 4

    Toward a full pre-approval

    A completed mortgage pre-approval requires reviewing your credit, income, assets, and documents. Patrick guides you through each one step by step.

Your request is handled personally by Patrick Kevin Fagan, a licensed Mortgage Loan Officer and Texas REALTOR with 23+ years of experience in loan origination, serving homebuyers across Greater San Antonio, Bexar County, and the Texas Hill Country.

Learn how mortgage pre-approval works

Frequently asked questions

Does this form pull my credit?

No. This 2-minute check does not pull your credit and creates no obligation. It simply starts the conversation with Patrick and gives him what he needs to follow up with you.

Will I work directly with Patrick?

Yes. Patrick Kevin Fagan, The Mortgage Patriot, personally handles every request. He reviews your details, answers your questions, and walks you through the next step toward pre-approval.

What happens after I submit the form?

Patrick reaches out the way you prefer, reviews your situation with you, and explains exactly what comes next. From there you decide how quickly you want to move toward a full mortgage pre-approval.

What is the difference between this quick check and a mortgage pre-approval?

This form is a 2-minute starting check, not a formal approval. A completed mortgage pre-approval requires Patrick to review your credit, income, assets, and documents, then verify those details. This page simply starts that process with a real conversation.

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