USDA Income Limits for Comal and Guadalupe Counties (Yearly Update)

Buyers in Comal and Guadalupe counties ask for the USDA income limit on a regular basis, and they deserve a straight answer. The straight answer is that I will not publish numbers I could not verify, and I can give you the exact official method that takes two minutes and never goes stale. That is what this page does.

Why there is no number on this page

In research dated Sep 24, 2026, the official USDA guaranteed-loan income limit table for Texas could not be fully read: only pages 1-26 of 343 were retrievable, and the table itself was dated June 18, 2025. With the source incomplete, any Comal or Guadalupe figure would be unverified, and this page will not present unverified figures as fact.

The warning behind this is real: third-party figures vary widely depending on program and source. Different sites quote different USDA numbers because there are different programs (guaranteed, direct, section 502) and different household-size rules, and a rounded or outdated copy gets passed around. That is why the official tool is the only defensible answer.

The official check, step by step

1. USDA Income Eligibility tool. Go to eligibility.sc.egov.usda.gov, choose Single Family Housing Guaranteed, select Comal or Guadalupe County, and enter household size and income to see the current result.
2. The RD guaranteed-loan income limit map. Open the Texas sheet of the RD guaranteed-loan income limit map at rd.usda.gov/files/RD-GRHLimitMap.pdf and find your county row.
3. Save a dated screenshot. Put the data date on the page and on your records, so the figure you relied on is traceable later.

The annual update rule

USDA republishes income limits on a yearly cycle, so this page is labeled an annual update: it must be re-pulled every year, with the checked date recorded each time. If you are reading this page in a later year, do not assume the method changed, but do assume the numbers did, and re-run the official tool before any decision.

The related eligibility story is on the USDA eligibility page, which explains that eligibility is by address, not by neighborhood name.

A note on USDA acreage and site rules

The income limit is only part of the USDA picture. The site requirements (7 CFR 3555.201, rule effective Mar 9, 2016) set no maximum acreage, but the site must not be income producing, and gardens are allowed. That combination matters in Comal and Guadalupe counties, where acreage is common, and it is covered in depth on the mortgage vs land loan page.

Frequently Asked Questions

Sincerely,
Patrick Kevin Fagan

Research date: Sep 24, 2026. The official USDA Texas table could not be fully read as of that date, so no Comal or Guadalupe income figures are published here. This page is an annual update: re-run the official tools and record a dated screenshot every year.