San Antonio Mortgage Loan Officer
I am Patrick Kevin Fagan, a mortgage loan officer serving San Antonio and Bexar County, and I also hold a Texas real estate sales license. That means the loan officer you talk to for pre-approval is the same person who understands the local market, the neighborhoods, and what it actually takes to close a home here.
I work with first-time buyers, growing families, veterans, and investors across the San Antonio metro, financing homes in Stone Oak, Alamo Ranch, Helotes, Schertz, Cibolo, Converse, and everywhere in between. Loan origination is available statewide across Texas.
Why Work With Me
Mortgage Authority Plus a Real Estate License
Most San Antonio buyers choose a lender and an agent separately, then hope the two coordinate. I hold both licenses, so financing strategy and offer strategy are built together from day one. The result is an offer that is stronger to a seller and a loan that costs you less at closing.
My lending is through NEXA Lending (NMLS 877741), formerly NEXA Mortgage, and my Texas real estate sales license #454749 is held with AXEN Realty LLC. I have spent 23+ years originating loans and 18 years in real estate sales, most of it helping buyers in and around San Antonio.
What I Can Do for You
- Pre-approval that tells you exactly what you can afford and what your payment will look like.
- Loan selection across conventional, FHA, VA, and USDA, matched to your goals and cash position.
- Down payment assistance and seller concessions used together to minimize your cash to close.
- Offer structure that competes in a multiple-offer market because the financing is already solid.
- A clear explanation of every document, deadline, and step from contract to keys.
Start Reading
San Antonio Mortgage Guides and Answers
Every guide below was written by Patrick Kevin Fagan to answer the questions San Antonio buyers ask most.
How to Choose a Mortgage Lender in San Antonio
The Best First-Time Homebuyer Loans in Texas
Down Payment Assistance in San Antonio
VA Loans Near JBSA in San Antonio
San Antonio Community Guide
Mortgages and Financing Q&A
Buying in the San Antonio area?
Book a free discovery call and we will map your loan options and cash to close. Prefer to talk now? Call or text me directly at 210-317-6514. I return every message.
Explore all mortgage services with Patrick Kevin Fagan, including VA loans in Texas and Texas down payment assistance.
